In a world where having a good credit score means everything, having bad credit can be a nightmare of sorts. Financial lenders and mobile phone providers are always willing to approve loans as well as mobile phone deals to individuals with a good credit rating but give a wide berth to those with a poor credit rating. The result has been persistent frustration and embarrassment of those with a less than average credit score whenever they seek to get approved for an urgent loan or a mobile phone contract. Before bad credit mobile phones became a reality, getting approved for a phone contract was akin to walking on air. It was virtually impossible. UK citizens with a poor credit score faced rejections and every now and then that they somehow felt like second class citizens.


Credit checks were a sore in the eyes and those with a less than average credit score crossed their fingers hoping for the best every time they applied for a phone contract. Fortunately, the harrowing experience is now a thing of the past. The unveiling of bad credit mobile phones was well received and continues to increase in popularity especially among those with a poor credit rating as well as those with no prior credit history. Bad credit mobile phones refers to a special type of phone contract suitable for individuals with bad credit.

The outstanding aspect about bad credit mobile phones is that you do not have to worry about credit checks or wonder on end if you will be approved or not. As you will learn from this page, bad credit mobile phones are fairly easy to apply for, don’t discriminate you based on your credit rating, give you access to the type of handset you desire for and also ensure that approval is done within 24 hours. In essence, you get to enjoy the perks that come with a mobile phone contract without having to worry about your credit score.


To qualify for bad credit mobile phones, you need to be residing in the UK, a UK citizen, be in employment and above the age of 18 years. Your credit score should not concern you as bad credit mobile phones are essentially designed for UK individuals with a poor credit rating. This type of contract is also the right one especially when you are seeking for a way to gradually improve your credit score. Meeting your monthly obligations without fail will positively affect your credit score over time. However, defaults could further worsen your credit score and that is why it’s essential that you meet your obligations as agreed. If you have bad credit and have faced rejections many times than you care to count, it is about time you thought of applying for bad credit mobile phones!


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Mobile phones have become a tool of communication that many people are using in their everyday activities. It is no wonder that half of the world population own a mobile phone today. In the UK, mobile phones are basically a part of life. Although most smart phones are expensive, there are other budget phones that can provide you with features and functions that you find in smart phones. In this article, we are going to look at the factors to consider when looking for budget phones.


When looking for a budget phone, it is important to look at its features. A phone is more than just a means of communication for it has many more functions that can be of assistance to you. Therefore, you need to ensure that the phone has other capabilities such as browsing, shopping, word processing and organization. With those features, you will be sure that it will serve you better. You also need to ask yourself some questions like whether you need a camera, whether you need to video call on the internet or whether you need to take videos. All these questions will guide you to finding the right phone.


Purchasing a good budget phone can be tricky. This is especially when considering that there are many phones in the market that are being released every week. Most of those phones find their way to the U.K market and it becomes difficult to choose the right one. Even though you may have a specific budget phone in mind, it is important to look at reviews. Buyers usually make comments about phones that they own online and from that, you may learn something about the phone that you are intending to purchase.


Mobile phones come in many brands. When looking for a budget phone in the U.K, you should have a brand in mind so that it can become easy to do your purchase. You should choose the brand based on your preferences, budget, loyalty and features of the phone. The major mobile phone brands in the market include Apple, Sony and Samsung. However, there are other alternative budget brands that are available in the U.K market that can still serve you as good.


Although budget goes hand in hand with brand, it is important to determine the amount of money that you are willing to spend on a phone. This is very important for it will guide you through the purchase process. With a budget at hand, you have an idea of what you are willing to spend on a phone and how much you go beyond the budget. That way, you will have an easier time making your purchase decisions. It is also important to know that features and budget are closely linked. The more features a phone has, the higher the price.


Getting a good budget phone in the U.K is a simple thing provided that you know where to look and what to consider. By looking at the budget, features and brand, you will be in a better position to choose a good budget phone.



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Like me, you probably are bombarded with cell phone offers from different mobile phone providers that you find yourself at a crossroad. In fact, it becomes difficult to make an informed choice because providers are over themselves promising the moon while in essence delivering the earth. The different lucrative and irresistible offers can create a false sense of importance. You begin feeling as if the different mobile providers have your best interests at heart but the reality of the matter is that they are simply trying to romp you in and sooner than later you will realize that what you thought to be a mobile phone deal on budget is actually a very expensive deal.


Unlike many people, I am rarely moved with the “too good to be true” mobile phone deals. My first secret is not to take things at face value but rather do a little of digging to ascertain whether am getting a good deal or not. I take measures to read the fine print and familiarize myself with exactly what I am getting into. I mean, most mobile phone providers know that customers rarely take the time to read the fine print and are always anxious to append their signatures on the dotted line. However, if you really want to know whether you are getting value for money and not being cheated, always ensure that you read the fine print.

Secondly, I never make any decision without reading reviews of given mobile phone providers. Reviews of past customers give you an idea as to whether a given provider is honest, professional, reputable and if they go beyond the call of duty to ensure that the needs of the customers are not only met but also exceeded. It is not enough for a friend to tell me that a given provider is top notch. I always go the extra mile to ensure that I read reviews, make comparisons and only go for deals from reputable UK mobile phone providers.

Thirdly, I take it upon myself to make comparisons of the base amount of minutes to the base charge per minute. How much will I be charged if I exceed the given number of minutes? Will I get the shock of my life when I receive my bill because the charge for every excess minutes is too high? In light of this, I always make comparisons of the base amount of minutes to base charge per minute.

Fourthly, I take it upon myself to ensure that there is no confusion between me and the mobile provider. For instance, when the mobile provider says that weekend calls are 50% cheaper, what does the provider mean by weekend? For me, the weekend might be starting Friday midnight while the provider holds the opinion that the weekend starts on Saturday 8 am. It is therefore important that you understand what the provider means when they say night calls are cheaper. Does the night for them mean 7pm or 10pm? This ensures that you do not end up misusing your minutes on the false pretense that you are actually saving.

In conclusion, getting the best mobile phone deals on budget is all about doing things according to book and asking questions where you don’t understand. Research, reading fine print, checking your phone usage before application all ensure that you get the best mobile phone deals on budget!

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Granted, the British love their mobile phones. If they didn’t, the frustration that comes with being denied a mobile phone contract would be nonexistent. With over 90% of UK households owning a mobile phone, the fact of the matter is that mobile phones have morphed from being used primarily for communication to other aspects such as entertainment, for business, for information source, for seeking directions, for interacting on social media and so on and so forth. Amid all these positive attributes of a mobile phone, the teething challenge has been on how to get a good mobile phone deal under a contract. I mean, while individuals can choose to go for SIM free deals, SIM only deals or Pay As You Go (PAYG) deals, the reality of the matter is that majority of UK citizens prefer mobile phone contract deals because of the allure of a new handsets as well as predetermined set of minutes, texts and data bundles in a month not to mention other freebies.

The goal when going for a mobile phone deal has always been reduction of costs as much as possible. I mean, no one wants to pay obscene amounts of money in a month that literally leaves no room for personal improvement. No one wants to be cash strapped or to find themselves in a situation where they live from hand to mouth or simply can’t afford the simple luxuries of life because the monthly obligation for a mobile phone contract is weighing them down. For this reason, the clamor to get a mobile phone deal on budget has never been higher. We are going to shed light on how one can improve their chances of getting a mobile deal on budget.

Take your time and do comparisons

Do not be in a rush to get approved for a mobile phone contract as to give the aspect of affordability a wide berth. We understand that you probably have faced numerous rejections in the past that you would be more than willing to sign a contract with the mobile phone provider that accepts your application. However, this is not the best way to handle the situation. Take your time to compare a number of providers and you will be surprised to find out that there are better deals out there.


Don’t be the kind of person that accepts what you have been given without trying to negotiate for a better deal for yourself. The deal you are offered is not cast in stone and therefore you do not need to accept it as it is. Try and haggle for a better deal for yourself. Do research and put facts on the table as to why your prospective mobile phone provider should give you a better deal. Bring up examples of other providers, dangle the loyalty card if you must but ensure that you negotiate for a better mobile phone deal.


Read the fine print

A mobile phone deal might seem good or lucrative but hidden charges could actually make it the most expensive deal ever. Do not be excited about what you see on paper or how lucrative the deal might seem to be. Take your time to read the terms and conditions guiding the mobile phone contract before you append your signature on the dotted line. You will be surprised to find that there are hidden charges which would ultimately make your deal more expensive than what you’ve been meant to believe.

Upfront deposit

This might seem difficult but trust you me providers are much more willing to approve and give you a better mobile phone deal if you take measures to reduce risk on their side. The deal is even better when you have bad credit. If you want to avoid the exorbitant interest rates attached to bad credit mobile phones and get a mobile phone deal on budget, consider paying a small amount of money as deposit upfront.



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